Banking and mortgages

It sounds obvious, but since all of us have a uniquely personal set of life goals and ambitions, every financial plan has to be created to suit you alone. There are no ‘one size fits all’ financial planning solutions.

We can help you create a detailed financial plan that will help you achieve those goals. Especially when it comes to managing your cash efficiently, and that major milestone, finding the right mortgage for you.

We offer access to a comprehensive range of products and services, which means we can create the best personal plan for you.

Need a mortgage? We can help with that. we will find some of the most competitive interest rates on the market for you, so you can feel confident you’re making a fully informed choice.

We can also help make day-to-day cash management, loans and borrowing clear and straightforward. So you make the most of your money, and any market opportunities for potential growth.

Your home may be repossessed if you do not keep up repayments on your mortgage.

We take the time to get to know you and your requirements, before helping you effectively manage your finances.

Managing your cash

Knowing that you have cash reserves to draw on, should life take an unexpected turn, is part of making sure you’re well prepared and financially protected.


The mortgage marketplace is a complex one and knowing which mortgage will suit you best – both now and in the future – can be complicated.

Other lending

If you need to borrow money short-term, you may (subject to eligibility) be able to use your St. James’s Place investments as security for a short-term loan.